Terri J Saltzman is a local expert in helping baby boomers who are looking to secure their retirements. She has taught retirement planning seminars in Kansas since 2002. She assists consumers 50+, helping them preserve their assets, assure retirement income, and organize their investments. Terri will show you ways to legally lower your tax bills, eliminate taxes on your social security, maximize your benefit, and increase your fixed monthly income. And best of all, you obtain better protection for your financial future. Terri uses innovative solutions to help people reach their retirement goals. Those products include: Tax Deferred Annuities, Guaranteed Lifetime Income Annuities, Life Insurance, Long Term Care Insurance, and Medicare Supplement Insurance. Terri has been a licensed insurance agent since 1986 and has been doing retirement planning & asset preservation for the last 26 years. Saltzman Insurance & Financial Services is an accredited member of the Better Business Bureau of Kansas, boasting an A+ rating. When Terri is not working, she enjoys spending time with her husband, their 2 dogs, and her family. Terri has 2 Labrador Retrievers that are her fur babies. Summertime brings great joy as they all cruise Lake Waconda on her pontoon boat and play at the lake in her oldie but goodie motor home with her kids and grandkids every chance they get!

Born in Kentucky. BA in Finance & Accounting, Summa Cum Laude. Portfolio Manager to Wealth Management Advisor at Abri who specializes with realtors and business owners. Married to Eva and loves to work with his hands.

Raised in Kentucky, Bachelor's of Finance from the University of Kentucky. Began his career in non-profit at Campus Outreach, then spent six years in banking at JP Morgan Chase and First Southern National, and is now on a mission to share his financial insight and experience with others.

Sean Hughes is committed to helping clients achieve financial confidence through holistic planning and tax-efficient strategies. He began his career in 2011 as a financial advisor with Ameriprise Financial in Shorewood, Illinois. In 2014, he founded Hughes Retirement & Financial Strategies to operate as an independent advisor—allowing him to put his clients’ best interests first and provide advice that helps inform as well as empowers.

A native of Bolingbrook, Illinois, Sean is licensed to offer both insurance and investment products. He believes in comprehensive financial planning tailored to each client’s unique circumstances, using every available resource to help protect and grow their wealth while optimizing tax outcomes.

Sean has been featured on WVON Chicago AM, Business First AM, and at the Chicago Board Options Exchange (CBOE). He has also shared his expertise by educating other financial advisors on retirement planning and strategies to maximize Social Security benefits.

He earned his bachelor’s degree in finance from the University of St. Francis, where he was an all-conference football player. A three-sport athlete at Bolingbrook High School, he earned all-state recognition in football.

Outside the office, Sean enjoys watching sports, playing golf, traveling, and spending time with friends and family. His parents still reside in Bolingbrook.

Emmanuel Obel is the Principal at Obel Financial Advisors, a Registered Investment Advisory firm in the State of California. Earned my Masters in Business Administration (MBA Finance) from Golden Gate University and have over 20 years of experience helping individuals and business build and Protect Wealth. My practice has a specific focus on providing comprehensive Retirement Income Planning and Asset Management. Outside of my professional endeavors, i enjoy playing soccer and travelling the world.

You have worked hard, saved carefully, and built a life you are proud of. Now the question is: how do you protect it? For over 37 years, Michael P. Kelly has been answering that question for people just like you - especially women navigating major financial transitions who want to feel confident, secure, and genuinely at peace about their financial future. Based in Lynden, Washington, in the heart of the Pacific Northwest, Michael understands that the financial decisions you face in your 50s, 60s, and beyond are among the most important of your life. His approach is built on one simple promise: he will help you protect what you have worked so hard to build. In an industry where advisors come and go, Michael has been a trusted constant in his clients' lives for nearly four decades. A graduate of Tidewater Community College, Old Dominion University, and The American College of Financial Services, Michael holds two of the most respected designations in financial services -the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC). These credentials reflect decades of specialized study in financial planning, retirement income strategies, and insurance solutions designed to give you lasting peace of mind. Michael specializes in helping individuals and families with investible assets create a dependable, reliable income plan for the years ahead. A cornerstone of his approach is using financial tools with guaranteed lifetime income and long-term care riders - ensuring that no matter how long you live, you will have the income and resources you need. Whether you are concerned about outliving your savings, reduced Social Security benefits, the potential cost of in-home care, or market volatility, Michael will build a plan as solid and dependable as the life you have built. As a husband, father of six, and grandfather of ten, Michael knows firsthand the importance of protecting the people and the future you love most. He brings that same warmth, care, and deep sense of personal responsibility to every client relationship. When you sit down with Michael, you are not just meeting a financial advisor - you are meeting someone who genuinely cares about your well-being and the legacy you leave behind. If you are ready to have an honest, unhurried conversation about your financial future, Michael would be honored to meet with you. There is no obligation and no pressure - just a warm, straightforward conversation about what matters most to you. Reach out today to schedule your complimentary consultation.  

Brent R. Anderson, CLU, ChFC, is a Registered Representative of Cambridge Investment Research, Inc. and a licensed insurance agent (CA Insurance License #0404839). He is also the owner of Anderson Financial Solutions & Insurance Services. Brent's career in financial services began immediately after earning his Bachelor of Arts degree from UCSB in 1970, and he has been a successful insurance professional for over five decades. Brent's journey into financial planning was deeply influenced by a personal tragedy during his high school years. While attending a drive-in movie, he received a call that his 53-year-old father had suddenly died of a heart attack. This loss thrust Brent into the role of head of the household, as his mother and younger brother were left to navigate the aftermath without a financial plan. The experience highlighted the importance of financial preparedness and motivated Brent to ensure that others would not face similar hardships. Brent postponed his college plans to stabilize his family. When he finally attended UC Santa Barbara, he purchased his first life insurance policy, naming his mother as the beneficiary—just in case. This experience highlighted the fragility of life and the importance of financial preparedness. Over the years, Brent has distinguished himself in the field. He serves as a Board member of the Santa Barbara Estate Planning Council and is the President of the local barbershop harmony chapter. Brent is a Qualifying and Life Member of the Million Dollar Round Table and an eight-time qualifying member of the prestigious Top of the Table.* He has also taught insurance classes, served as past President of the local Association of Insurance and Financial Advisors (NAIFA) and the Santa Barbara Estate Planning Council, and is a sought-after public speaker both locally and internationally. Brent has also served as President of the University of California Santa Barbara (UCSB) Alumni Association. Brent is married to Sue, and they have four children, eleven grandchildren, and eight great-grandchildren. Active in his community, Brent supports various local charities in advisory and fundraising roles. A passionate singer, he is a dedicated member of the local Barbershop Harmony chapter. Brent’s story of resilience and dedication underscores his commitment to helping others navigate complex financial landscapes and prepare for life’s uncertainties.

My name is Thomas Wells – a Certified Financial Fiduciary® - & I have been in the financial industry since 2010.  I have been married to my wife, Tami, since 2003 – and have 2 wonderful kids (20-year-old daughter in culinary school and 17-year-old son, a senior in high school) and 3 dogs. My biggest desire is to help families understand how money works - focusing on an educational first approach.  I have been teaching classes on Social Security for many years and really enjoy helping my clients develop a bullet-proof income plan for their retirement, free from market volatility.  Too many advisors simply push products - I focus on building an objectives-based plan held to the highest fiduciary standard. If you’d like to build a new financial plan, review your current one, or simply get a second opinion, I invite you to take advantage of two complimentary meetings. During these sessions, we’ll review your plan from a fiduciary perspective and provide objective, personalized recommendations to help you succeed.