David Bales, founder of Lanier Capital Management Inc., brings more to the table than most financial advisors. David has a B.S. in Education from Georgia Southwestern University, a Master’s in Education from the University of Georgia, a J.D. from John Marshall Law School, and designations as a certified Senior Advisor and Chartered Federal Employee Benefit Consultant.
The first eight years of my professional career were spent in the classroom teaching history and mathematics and coaching football. In the classroom and on the football field, you are teaching concepts. You have specific objectives you need to accomplish with each class or practice session. Retirement planning follows the same path. During our working careers, we save for retirement in a variety of investments: IRAs, 401(k)s, TRSs, 403(b)s, Stocks, Bonds, Mutual Funds, Roth IRAs and Equity, Index Life Insurance, and Annuities — just to name a few. Your objective should be to save enough to provide an income stream that you cannot outlive.
At Lanier Capital Management, Inc., we provide you with a game plan that allows you to retire in dignity while helping provide you with an income you cannot outlive. Our plans are designed to provide lifetime income streams, incorporating long-term health provisions, preservation of capital, and growth of the asset base. When the final whistle is blown, and the game is over, all remaining assets can be passed to future generations.
Our firm has associations with accountants and estate planning attorneys, which affords us the opportunity to make recommendations on a tax and estate planning issues. Having a properly designed game plan assures our customers that their plans are tax efficient and in many instances avoids costly probate issues.