Dave has been in the financial services industry since 1985. He works with clients that are approaching or already in retirement, focusing on portfolio safety, tax reduction and estate conservation strategies. We strive to reduce the overall risk in the retirement approach while maximizing the amount of income that can be accessed in retirement. Quite often that income can be received on a tax- free basis. Each client has a unique set of circumstances, there is no cookie cutter solution for all. We spend a great deal of time listening to and understanding a client’s situation prior to making any recommendations. Dave loves the details in financial planning and takes pride in serving as a guide for some of the most important decisions people will make. Dave is a Certified National Social Security Advisor and enjoys guiding clients through the complexities of social security claiming options to help them maximize their benefits. He is also a member of the National Association of Insurance & Financial Advisors as well as the American Association of Long -Term Care Insurance. He and his wife Debbie have been married for 37 years. They have two daughters and four grandchildren. They are avid travelers, music lovers and enjoy long walks and sunny days at the beach with friends and families.
Adult Financial Education Foundation is devoted to helping improve the financial literacy of adults 50 and over who are concerned about their retirement savings and how to ensure a safe, secure future.
We develop courses of study that educate students about financial terms, concepts, and strategies in a classroom setting giving them tools they need to make smart decisions about their financial future.