Being born into poverty, I have a strong respect for finance. Growing up I didn’t have a bad life, but I definitely didn’t have it easy. My parents divorced when I was around 12 years old, and this began to make things pretty shaky going into my middle school years. Growing up I saw when things were tough, and it made me more passionate to learn about finance. I believed that studying finance would help me and those I’m affiliated with avoid financial struggles. So, I went to the school of USC-Aiken with a bachelor’s degree in finance.

My parents gave me a strong sense of what to prioritize, but even though they retired in their early 60s, they ended up going back to work in their 70s due to insufficient financial planning. This is a reality I strive to prevent for every retiree I work with. I strive to ensure that no one I work with faces the hardship of outliving their savings or being forced back into work during retirement.

I specialize in helping retirees and those nearing retirement secure their financial future with confidence. Whether it's ensuring a reliable income stream, protecting assets, or planning for healthcare costs, I take a personalized approach to understand what matters most to each client. My mission is to provide the guidance and strategies needed so they can enjoy their golden years without financial stress.

Financial security in retirement isn’t just about numbers—it’s about peace of mind. I’m here to help retirees make informed decisions so they can enjoy life on their terms, without the fear of outliving their savings.

Let’s create a retirement plan that truly works for you.

Tim Delaporte began his career in the tech industry in 1983, working with pioneering companies like Atari and Sega. After a successful decade as a technical expert, he made a career transition into the financial services industry in 1994, becoming a Registered Representative with Diversified Financial Concepts. His leadership and expertise led him to manage a team of financial advisors at a Prudential office in San Ramon for nearly seven years. Today, Tim is an Insurance Agent with Onitus Insurance Agency, where he is dedicated to helping individuals and families protect their hard-earned money through smart, personalized insurance solutions.

Quincy Baynes is the founder of Baynes Financial and the author of Retire on Purpose. As a retirement income strategist and financial educator, Quincy has helped countless individuals navigate the complexities of retirement with clarity and confidence. He specializes in income, tax, and healthcare planning — the three critical pillars for building a secure and lasting retirement. Quincy believes that retirement is one of life transitions that deserves a clear and intentional plan. Through seminars, coaching, and personalized planning, he equips individuals with the tools to retire with purpose and peace of mind.

Kyle Soucy brings experience and expertise to his clients through holistic financial planning. Kyle graduated from the University of Connecticut where he majored in Economics. Following his passion and love for finance, Kyle has worked for a wide array of financial firms specializing in strategic and active asset management as well as privately held investments. As a Regional Vice President for a Boston based asset management firm, Kyle has worked with hundreds of financial advisors educating them how to invest their client's assets based on their client's financial goals. He was able to grasp best practices from successful advisors who manage $100+ million in AUM. Kyle's goal is to put your best interests first by using the best strategy that aligns with your financial goals. Kyle Soucy specializes in alternative investments, including but not limited to private equity, venture capital and other unique untraditional investments. Kyle’s experience working in the investment banking industry has helped him understand unique investment opportunities for high net worth and institutional clients.

Todd grew up in Brooklyn Park, Minnesota and went on to an undergraduate B.B.A. in Finance from the University of Minnesota-Duluth, an M.B.A. from the Carlson School of Business and is a Chartered Financial Analyst designation holder. He’s also Eric and Alex’s brother-in-law. After spending the first 20+ years of his career navigating the highs (and lows!) of corporate America, Todd joined Munkeby Kramer in 2021. Todd loves the opportunities and challenges of the financial markets and positioning clients for long-term success. Todd and his wife, Erin, currently live in Shorewood with their two boys, Luke and Ben. When not at work or watching Luke and Ben in youth sports, Todd enjoys time on the lakes with family and friends, hiking, travel, golf, and all things sports cars. What most taught you about money I was fortunate to have many role models who showed me that hard work will pay off. My first job at 13 years old was dressing up as the Pillsbury Doughboy at a grocery store grand opening…and then cleaning bathrooms and pushing carts, which not only taught me the value of money, but humility!

As a partner of the firm, Paul is involved in every aspect of the day-to-day marketing and advising activities of the firm. In his role as a financial advisor, Paul helps individuals, families, and business owners grow their assets for the long term. He works closely with his clients to recommend the appropriate services to help them achieve their personal financial goals. Paul has been in the financial services industry since 2008. For nearly 2 decades, he has been dedicated to guiding his clients through financial strategies and decisions. Paul originally joined the financial services industry in order to help his own mother with her retirement goals, and he has stayed in the industry for the same reasons – because he is passionate about helping others plan for their futures and reach their own financial objectives. Above all else, Paul cares deeply about his clients and their financial protection, as he does his own mother’s. Paul earned his Bachelor’s Degree in Finance from the University of Massachusetts and lives in Windham, NH. He is a proud dad to his 2 beautiful teenage daughters and best friends, Charlotte and Danica. Paul is an Investment Adviser Representative (IAR) with Simplicity Wealth, a Registered Investment Adviser (RIA) with the Securities and Exchange Commission. He also holds insurance licenses in multiple states.

Adam Smith is a man of loyalty and trustworthiness, someone solid that others can depend on.  As a Financial Advisor with over 23 years of experience helping clients preserve wealth, it was those very ideas of fidelity and steadfastness that Private Financial Counsel, LLC was built on. “Maybe it was my experiences in scouting and the projects I undertook to rise to the level of Eagle Scout, that focused my life’s work on concepts of duty to God and country, duty to others, and duty to self.  I try to live by an ethical, moral, and spiritual code, and I will always require my practice follow that code as well.” Adam started his independent practice in 2006.  He serves clients nationally. Early in his career, he passed the Series 6, Series 7, Series 63, Series 65, and Series 24 securities licensing exams.  Adam is currently life and health insurance licensed in many states and has previously achieved the Accredited Investment Fiduciary (AIF) designation, as well as the Chartered Federal Employee Benefits Consultant (ChFEBC) designation. Originally from the mid-west, Adam has lived in Florida with his wife of twenty-four years and his four children since 2003.  A graduate of Indiana University’s Kelly School of Business, with a degree in finance and economics, Adam often points out that what he does for clients has been learned through experience, not classwork. An avid fisherman, SCUBA diver, alpine skier, college sports enthusiast, and wine aficionado, when Adam is not working to serve clients, his first love is for his family. “The reality of investment management, and the rendering of quality financial advice, is that it is very much a craft that requires practice; it is not a science.”