My name is Walt Decherd, and I am President and Founder of RMD Financial Group. WGD Wealth Management, and Apollo Tax Group. I strive to stay current on developments across multiple industries to best serve you with fresh, accurate and relevant information about potential impacts on finances. Taxes will most likely be your largest strain on cash flow as you enter retirement. Having a clear understanding of your current tax situation is half the battle while being able to effectively apply tax savings strategies is the other half. I excel at mathematical strategies designed to keep the IRS out of your retirement plan. Working side – by – side with you, I can successfully reduce taxation in retirement while creating a personal blueprint that maximizes investment tactics while minimizing tax liabilities. I accomplish this by defining your personal financial goals and developing the most efficient tax strategy possible while implementing sequential steps to produce a holistic financial retirement strategy. Together we will implement the following advantages:

• Innovative retirement resolutions
• Reduced Required Minimum Distributions (RMDs)
• Tax-free income while reducing tax liabilities
• A comprehensive retirement plan with a tax-savings strategy

When I am away from the office, my wife and I enjoy being around the water, spending time with friends and family, and discovering new ways to enjoy the beach. We are also the proud parents and supporters of our very active teenage daughter who participates in competitive cheer events locally, within the state of Texas, and nationally. Cultivating and maintaining strong client relationships, I will reveal to you how we can work jointly to temper your financial concerns by implementing a reliable, meaningful, proven, and effective tax strategy to achieve your ultimate retirement goals.

Jordan received his Finance Degree from California State University of Northridge. He is certified by the CFP Board as a CERTIFIED FINANCIAL PLANNER™ professional, a standard of excellence for financial planners in our industry. Jordan also holds Series 7 and Series 66 Securities Licenses. Jordan oversees the firm’s daily operations and ongoing portfolio research & management. Our clients entrust Jordan to make sure that their retirement planning goals and wealth management needs are being met. When Jordan is away from the office, he loves to be active and outdoors. His hobbies include CrossFit training, boating, and rooting for the Los Angeles Chargers football team.

Doug is the President, CEO, and Registered Principal of Eagle Wealth Management Group, as well as a Registered Investment Advisor through Concorde Investment Services, LLC. He holds multiple Series Licenses, along with a California Life and Health Insurance License. For over twenty years, Doug has built a following of loyal clients who call upon his experience to lower their taxable incomes and build their financial resources. He specializes in using retirement plans as a foundation to build their financial net worth. His mission is to protect and serve both group and individual clients from poorly designed plans, poor investment choices, lack of attention to market conditions, and more. Doug provides personalized service and an individualized approach, demonstrating genuine care and concern for his clients’ financial future. Prior to founding Eagle Wealth Management Group, Doug was a police officer for the San Diego Police Department. Their motto, “to protect and serve,” is in Doug’s DNA. Doug has built Eagle Wealth Management Group on teamwork, tenacity, investigation, and initiative. It is these attributes that make him a well-respected financial advisor among his colleagues. He is a tenacious advocate and tackles financial opportunities with determined resolve.

Jeff Hays serves SG Long Financial as a Financial Advisor and Investment Advisory Representative. Jeff was born and raised in Missoula, MT. After earning a B.S. in Mathematics and Secondary Education from Carroll College, he went on to receive a Master's degree in Curriculum and Instruction from the University of Montana. He spent several years as a high school math teacher before shifting to financial advising—a natural extension of his skill for breaking down complex topics with communication and trust. Jeff is deeply rooted in the Missoula community and continues to give back through coaching high school boys’ basketball and organizing youth basketball camps. When he’s not working with clients or on the court, Jeff enjoys golfing, staying active, and spending quality time with family and friends. Education: B.S. in Mathematics and Secondary Education, Carroll College. M.Ed. in Curriculum and Instruction, University of Montana Licenses: Series 7, 66; Health, Disability, Long Term Care, Life Insurance  

Kimberly Weaver is the owner and Principal Consultant at Crown Jewel Financial Services, where she helps families and business owners to gain clarity and confidence in securing their financial future. Kimberly holds insurance licenses for Life, Health and Med Supp/Long Term Care. As a Certified Financial Education Instructor, she has developed curricula and leads Financial emPOWERment^TM workshops on “Principles of Wealth, Estate planning and Retirement strategies”. In providing comprehensive planning services, Kimberly’s ultimate goal is to help clients safeguard their hard-earned wealth from financial risks, uncertainties, and unnecessary loss.

For over 35 years, I've seen firsthand how fragmented and confusing retirement planning can be. But one critical area stands out: Social Security. It's shockingly misunderstood, often ignored, or poorly planned—yet it's arguably the single most impactful decision you'll make for your financial future and security.

That's why I became a National Social Security Advisor (NSSA). I'm driven to provide the clarity and coordination missing from most retirement plans, placing Social Security at the heart of a comprehensive strategy that protects your lifestyle. I've dedicated myself to educating individuals through targeted seminars and personalized consultations, empowering them to make informed, strategic choices. You'll discover how the right filing strategy unlocks increased retirement income, accelerates investment growth, minimizes taxes, and safeguards your spouse. We'll also delve into Social Security and IRMAA stress testing, and other vital retirement planning considerations. To help you navigate this crucial decision, I offer a complimentary Social Security Analysis and Retirement Cash Flow consultation for those that attend the seminar. This isn't a generic overview; it's a detailed, personalized report that reveals the answers to your most pressing questions: "When should I file?", "How can I maximize my income?", "How can I minimize taxes?", and "How long will my money last?"  You'll see a sample of the analysis and report during the educational seminar. This is about more than just numbers. It's about empowering you to live your retirement on your terms. No cost, no obligation—just valuable insights to make confident, life-changing decisions and achieve true peace of mind.

Rebecca Montero is a dedicated financial advisor with 31 years of experience helping individuals and families navigate the complexities of retirement planning, Social Security benefits, and long-term wealth management. Specializing in Social Security optimization, Rebecca Montero ensures clients maximize their benefits while integrating them into a comprehensive financial strategy.

Having a dual degree in Economics and Finance, Rebecca Montero takes a holistic approach to planning, ensuring clients build wealth, protect assets, and secure their financial future. Whether navigating major life transitions, planning for retirement, or optimizing investment portfolios, Rebecca Montero is committed to delivering sound, strategic advice with a client-first mindset.

Passionate about financial education, Rebecca Montero believes in empowering clients with knowledge to make informed decisions. When not working, she enjoys spending time with her four children, volunteering in the community, and staying up-to-date with the latest financial trends.

Connect with Rebecca Montero to start building a strong financial future today.