Joseph is the owner of Ridinger Wealth Management, LLC. He spent the first 12 years of his career as a Financial Advisor with Ameriprise Financial where he built his business in the Vancouver, WA and Portland, OR area as well as Kennewick, WA (Tri – Cities). He obtained two professional designations, the CRPC (Chartered Retirement Planning Counselor) and AWMA (Accredited Wealth Management Advisor) in his first few years with Ameriprise. During his time at Ameriprise, he was approached by a good family friend and owner of Concierge Private Wealth Management (CPWM) to join the firm and continue to build his business throughout the Northwest. Joe joined CWPM in January 2018 and spent almost 5 years continuing to build relationships in Vancouver, Portland and Kennewick while working with new clients and building relationships in the Boise Idaho area before the owners decided to retire and close the business. Joe opened Ridinger Wealth Management in 2022 and continues to build relationships with his clients and his network throughout the Northwest while also working with numerous clients who have moved or been referred to him throughout the country. Joe uses a comprehensive financial planning approach to look at a client’s entire financial picture in order to help guide them towards their goals. Working with you as a trusted advisor and accountability partner allows Joe to help you create, protect and preserve your wealth. He is always happy to connect with you or the people you care about most in your life, who want a more personal relationship with their advisor. Joe graduated with honors from Oregon State University with a degree in Finance and Economics. He is a huge Beaver fan and tries to attend football and baseball games when possible. Joe previously served as President on a local board of directors in Vancouver and has earned several awards including being recognized by his community and the Vancouver Business Journal (VBJ) in the Accomplished & Under 40 Class of 2011. Joseph and his wife Marci have two daughters and currently live in Vancouver, WA. Ridinger Wealth Management, LLC is a registered investment advisor in WA, OR, ID, LA and TX and may only conduct business in those states where registered or exempt from registration or licensing requirements.

Nate Reiter has been working in accounting and tax preparation for over 15 years. He graduated in 2006 with honors from Miami of Ohio with a Bachelor of Science in Business degree majoring in both Finance and Economics. Nate started out working in finance with OBS Financial Services right after he finished college. There, he worked on client presentations and portfolio creation based on modern portfolio theory. In 2008, OBSFS was sold to a credit union in Texas. At this point, Nate left OBS along with Tom Rogers and Brian Schmitz to start up both Structured Wealth Management and SWM Tax. Nate focused most of his work on the accounting and tax side, working primarily through SWM Tax. Here, he prepared tax returns for a variety of businesses and individual clients. Over the next several years, SWM Tax grew to the point that the firm was preparing over 2,000 tax returns per year. In 2014, Nate sat for and passed all three exams to become an IRS Enrolled Agent. This allows Nate to represent clientele in front of the IRS on a variety of tax matters, including penalty abatement. In 2019, Nate received his Executive MBA from the University of Toledo. Nate lives with his wife, Carli, in Sylvania with their two dogs and cat.

Since 2008, Morey Trupe has been proudly serving the Black Hills area, helping individuals and families navigate their financial journeys with confidence and clarity. Before launching his career in financial services, Morey was a small business owner. It was during that time he recognized a real need for financial education—and felt called to do something about it. So, in 2008, he sold his business and followed his passion into finance. Today, he brings that same entrepreneurial spirit and a no-pressure approach to the work he does with his clients. Morey’s focus is simple: helping people pursue their financial goals while making sense of complex topics like investing, tax planning, estate planning, and long-term care. Along the way, he’s built not just client relationships—but lasting friendships. He sees himself as an educator first, offering tools and insights through portfolio reviews and market analysis to help his clients make informed decisions. At the heart of it all is his faith, which plays a meaningful role in both his personal and professional life. Morey knows the value of hard work firsthand. He grew up in a family business, starting with a broom in hand at age 8. Over the years, he worked his way up and eventually co-owned the company with his siblings—growing it into a successful enterprise. That experience gave him deep insight into the challenges of balancing business, finances, family, and personal goals. After selling the family business, Morey transitioned full-time into financial services and later partnered with Osaic Wealth Inc., drawn to its strong foundation and community-focused values. He earned his Bachelor of Science in Economics and Finance from Black Hills State University and holds several professional credentials, including:

• Series 7 Securities License
• Series 66 Investment Advisory License
• Insurance licenses in life, health, and annuities
• Retirement Income Certified Professional® (RICP©)

Morey was born and raised in Rapid City, SD, and loves spending time outdoors—whether it’s camping, fishing, golfing, hunting, or hitting the slopes. Family is everything to him. He and his wife Shawn have four children, four grandchildren, and three dogs: two Labrador retrievers, Sam and Charlie (his hunting buddies), and Cooper, a small terrier mix who’s full of personality and very much the boss of the house. In fact, Cooper and his squeaky ball pretty much run the show! Dogs have always been part of Morey’s life—and so has his commitment and loyalty to helping others. Whether you’re just starting out, nearing retirement, or somewhere in between, Morey is here to walk alongside you on your financial path. Osaic Wealth, Inc. does not provide tax and/or legal advice. However, Morey will work with your attorney or independent tax or legal advisor.

James grew up being homeschooled in the town of Wadsworth, Ohio. James has worked many physical labor jobs as well as customer service positions. He enjoys getting to know many different people from different walks of life. Outside of work, James enjoys hanging out with friends, playing basketball, and spending quality time with his fiancé with their dog and cat.

Growing up in Florida, Joseph Schreiner developed a deep appreciation for hard work and family values. He attended the University of Florida, where he graduated Summa Cum Laude from the College of Pharmacy with his Doctor of Pharmacy. It was there that he met his wife, who was pursuing a career in nursing. Today, they are proud parents of three beautiful children, ages 8, 6, and 3. After experiencing the loss of his father, Joseph felt a powerful calling to change careers. That pivotal moment inspired him to become a financial advisor, with a mission to provide the kind of guidance and support he wished his family had during such a difficult time. Joseph is passionate about serving medical professionals, retirees, as well as business owners—especially those in blue-collar industries like his late father’s carpentry trade. He is particularly devoted to helping business owners approaching retirement develop thoughtful exit and succession strategies that protect their life’s work and provide for their families. With a humble approach and unwavering conviction, Joseph strives to walk alongside clients through some of life’s most important financial decisions. His work is guided by a deep sense of purpose: to empower families and business owners with clarity, confidence, and a plan for their future.

Razell founded Smart Financial Planning with one mission: to provide high-level, personalized planning for individuals and families who want more than a cookie-cutter approach.

With years of experience guiding business owners, professionals, and high-income earners, Razell's strategies balance growth, protection, and long-term impact.

Outside of work, he's a devoted husband and father, a lifelong student of leadership, and a strong believer that financial planning should feel empowering—not overwhelming. His personalized approach ensures each client receives strategies tailored to their unique goals.

Razell believes financial planning should feel empowering, not overwhelming. His personalized approach ensures each client receives strategies tailored to their unique goals, balancing growth opportunities with protection and long-term wealth impact.

Since 1992, Sean Stevens, CLU, ChFC, has been helping create comprehensive financial strategies for those at or near retirement. Sean holds multiple degrees from Iowa Wesleyan University and two designations that signify his advanced financial planning expertise. Thanks to his over three decades of trusted service in the greater Des Moines area, he has also garnered recognition as an award-winning financial advisor.

Over Sean's tenure, he has honed the skill of preparing for the surprises and uncertainties that the future may hold, crafting retirement strategies that are solid and resilient. With a personal commitment to aligning the ideal strategy with each individual's unique circumstances, he ensures that hard-earned assets remain secure, paving the way for an ideal retirement. Sean thoroughly understands potential tax implications and actively seeks opportunities to reduce or even eliminate those costs.

During his leisure time, Sean enjoys pickleball, bicycling, and traveling with Dory, his wife. He also has three children, Abby, Amanda, and Max. He also enjoys volunteering in his community specifically doing work with animal rescue and children’s charities.

For 17 years, I dedicated my career to serving as a Special Education teacher, supporting students and families with care, patience, and a commitment to their future. That same passion for guidance and protection led me to become a licensed life insurance broker. At Educators Legacy Financial, I help individuals and families - both educators and non-educators – secure the financial protection they deserve. I understand the unique challenges educators face, and I also provide tailored solutions for anyone who wants peace of mind, long-term security, and a legacy that lasts. My mission is simple: to educate, support, and empower my clients to make confident decisions that protect what matters most.