Scott Ringland has established himself in retirement and income planning through his comfortable interactive process with his clients. He has helped numerous individuals and couples create low-stress retirement and income strategies. Scott has been Vice President and partner of Kapiloff Insurance for more than 30 years building on his long-term commitment to his clients and community, as well as President of Money Concepts Capital, Keene, NH office for over 25 years. Scott has proudly accepted his MRFC (Master Registered Financial Consultant) from the International Association of Registered Financial Consultants. He is happily married and a very proud father of five daughters. His wife and oldest daughter work alongside him.