I have devoted the past five decades to assisting clients in safeguarding their financial future and navigating the intricacies of retirement planning. Trusted by clients across generations, I have earned a reputation for providing sound advice ensuring the financial security of families.
When it comes to Social Security planning, I have immersed myself in comprehensive research, diligently studying every publication issued by the Social Security Administration over the last twenty years. This deep understanding of government entitlement benefits empowers me to provide comprehensive educated council to my clients and my own family.
To further augment my expertise in retirement planning, I have actively pursued professional development opportunities. I have completed numerous financial industry courses and ongoing education, with a specific focus on Social Security benefit claiming strategies. Additionally, I have successfully undertaken all training courses offered by the Social Security Administration, ensuring I remain up to date with the latest regulations and guidelines.
My approach to retirement planning is characterized by a holistic perspective, taking into account five fundamental components. Firstly, I conduct a thorough assessment of my clients' financial priorities, anticipated changes, and timelines associated with those changes. Secondly, I guide clients in identifying meaningful activities and goals that will shape their retirement years. Thirdly, I consider the client's current health status and ancestral health profile, leveraging insights into longevity and potential healthcare expenses. Fourthly, I evaluate the client's non-Social Security assets and work closely with them to align their preferences with the resources, whether it be utilizing assets for decumulation or leaving a legacy. Finally, I provide an extensive financial probability projection, extending up to age 100 for individuals and couples, ensuring the creation of a comprehensive and secure retirement plan