Rick Kluchin

Richard has been educating his clients on Retirement Planning, Health and Long Term Care plans as well as Life Insurance for over 30 years. He teaches the principals of all types of investments but believes every individual and couple has specific goals he can help uncover and meet. After graduating from the University of Michigan School of Business, he was recruited by top Life Insurance companies. After a few years, ERISA the Employee Income Security Act of 1974 was put into place, which set the minimum standards for 401K retirement plans. My company NEBS was one of the first companies in Cleveland, Ohio to set up corporate and individual plans. For the next 20 years I worked with the employees of small companies to educate them on Social Security, healthcare and retirement plans. I now enjoy working with clients over age 55 on all areas of planning for retirement.